Latest Financial Planning News

Hot Issues
Div 296 sparking death benefit discussions
ATO warns SMSF trustees to be aware of increase in scams
Beware of tax implications for failing to meet minimum pension requirements: consultant
Leasing property owned by an SMSF
A super contributions deadline you won’t want to miss
How topping up your super each year could leave you $80,000 better off in retirement
Evolution of Boeing - 1916 - 2025
ATO issues guidance on SMSF trustee appointment and compliance
ASIC to increase audit surveillance in 2025–26
Investment and economic outlook, May 2025
Legal case has succession planning lessons for SMSF members, advisers: legal expert
Your 30 June superannuation checklist
Start-ups to suffer under Div 296
New SMSF trustees propel uptake of financial advice
Comparison of various Animal Weight
$95bn loss predicted to Australian economy if Div 296 passes: analysis
Why more Australian SMSF owners are looking to global equities
Investment and economic outlook, April 2025
Trustees reminded of minimum pension drawdown
How boosting your super can help you reduce your tax bill
Are your adult children ready for the wealth transfer?
Financial abuse move now a certainty
Freshwater Resources by Country 2025
Investment and economic outlook, March 2025
Advisers should be aware of signs of elder abuse in SMSF structures
SMSFs hold record levels of cash and property
Trustees warned on early access
The Largest Empires in the World's History
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Articles
Personal Credit Ratings
Evaluating a Company’s Management
Super trouble for women
Tips for the prospective Landlord.
Forget those great expectations
Market Updates – 28th February 2010
A matter of age.
Berkshire’s stock splits:  Good buy or Goodbye?
Why no extra contributions? It's no mystery
Stronger growth tipped for Australia
Market Updates – 31st January 2010
6 Reasons Why You NEED A Budget
6 Months to a better budget.
Amnesty – Overseas Undeclared Income
The outsiders
Inside self-managed super
Market Update - 31st December 2009
Personal Credit Ratings
.

Missing three consecutive credit card payments, paying phone bills three months late or trying to make too many credit applications can make you a bad credit risk.

After three missed payments in a row, you are technically in default and that will be listed on the credit history.

Any of these actions will stay on your official credit history for five years, making it very difficult to secure a loan.

Whenever anyone applies for a credit card or loan, the financal institution will check the applicants’ creditworthiness with a credit organisation.

That will be added to your credit history of any previous inquiries you’ve made for credit cards or loans and any defaults or any judgements.

Consumers should regularly order a copy of their credit file to check its accuracy.

Get in contact with the agencies, then check yourself, particularly if you’re about to go for a home loan.

 

 



19th-March-2010