Latest Financial Planning News

Hot Issues
Div 296 sparking death benefit discussions
ATO warns SMSF trustees to be aware of increase in scams
Roles and Responsibilities in a Business Partnership
Beware of tax implications for failing to meet minimum pension requirements: consultant
Leasing property owned by an SMSF
A super contributions deadline you won’t want to miss
How topping up your super each year could leave you $80,000 better off in retirement
Evolution of Boeing - 1916 - 2025
ATO issues guidance on SMSF trustee appointment and compliance
ASIC to increase audit surveillance in 2025–26
Investment and economic outlook, May 2025
Legal case has succession planning lessons for SMSF members, advisers: legal expert
Your 30 June superannuation checklist
Start-ups to suffer under Div 296
New SMSF trustees propel uptake of financial advice
Comparison of various Animal Weight
$95bn loss predicted to Australian economy if Div 296 passes: analysis
Why more Australian SMSF owners are looking to global equities
Investment and economic outlook, April 2025
Trustees reminded of minimum pension drawdown
How boosting your super can help you reduce your tax bill
Are your adult children ready for the wealth transfer?
Financial abuse move now a certainty
Freshwater Resources by Country 2025
Investment and economic outlook, March 2025
Advisers should be aware of signs of elder abuse in SMSF structures
SMSFs hold record levels of cash and property
Trustees warned on early access
The Largest Empires in the World's History
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Articles
Ranking of the world's best: Taking it personally
The value of advice - Behavioural Coaching
Our Advent calendar for 2018
Compliance, tax advice in strongest demand from SMSFs
Stop!! Don't do a paper Budget, use our online budgeting tools instead.
Franking credit policy to dent retirement savings by 15 per cent
Information needed to be the BBQ expert.
Hungry for income? Choose carefully.
Retiree self-protection: A volatility-and-downturn 'bucket'
How financial advice helps create wealth.
Superannuation gender gap narrowing, research shows
All the stats you need to see how Australia is going.
Market downturns, like this one, are to be expected
ATO claws back $850m in unpaid SG in FY 17-18
‘Hefty penalties’ with TRIS payment failures, SMSFs warned
The global financial crisis: Behind us but far from over
'Huge' professional risk in SG delays, big four firm warns
What a financial adviser can add to your portfolio's returns.
ATO updates crypto guidance
Reverse mortgages: Short-term gain, long-term pain
ATO set sights on 27,000 funds in ongoing crackdown
ATO zones in on hundreds of newly created reserves
A dynamic approach to retiree spending and drawdowns
Your investment freedom-maker
What a financial adviser can add to your portfolio's returns.


       


 


A 16 year study by Vanguard (latest report from July 2018) has found that this figure is about 3% net. 


This is over and above what might be generated by non-planner assisted investment activity.  This means that even for small investors, a financial planner will not only pay for themselves but provide the professionalism to navigate the confusion, performance and peace of mind you might not get elsewhere or if you were doing the job yourself.


A recent example:  An investor was using three stock brokers and each one thought the others were managing issues such as tax.  When a financial planner was engaged it was realised this investor had lost around $200,000 over a number of years.  This investor only has a modest portfolio.


 


Source:  Peter Graham
PlannerWeb




24th-October-2018